Planning For Your Future

College Chica, 2013

College Chica, 2013

Do you know what you want to study or what you want to be when you grow up? If you don’t, that’s okay. Your parents or friends have probably encouraged you to start thinking about what you want to be when you grow up so you can pick the best college for you. From financial aid to finding the perfect university, they might have shared some advice because they are concerned about your future.

You might know what you want to be when you grow up or maybe you’re just barely thinking about it. Knowing what you want to be when you grow up increases the opportunities that you can take advantage of in middle school and high school. Even if you are torn between two dream jobs, knowing what type of career you are interested in helps in knowing what type of scholarships you can apply to , and you can start early in your career by picking classes in high school that will give you a head-start in your dream job.

“I want to be an FBI agent, I was so ready for college and ready to have fun, but I never thought it was going to be this hard. I should’ve listened to everyone; college is really expensive, I can barely afford it, and I have to take out a lot of loans just to get by. I should’ve applied for scholarships and applied to more colleges. I procrastinated too much,” said Jocelyn, 20.

Even though she knew what she wanted to study, she didn’t plan for her future. Unlike Jocelyn, girls like Xochitl whom needed extra time to figure things out had a back up plan in high school.

“I didn’t quite know exactly what I wanted to be or what to study, but when I was a senior in high school I applied to all of the scholarships available, even if I thought I wouldn’t get it. I applied everywhere no matter how hard it was,” said Xochitl, 23.

She started early, even if she didn’t know what to study she kept applying everywhere. Some were a miss, but in the end she did wind up receiving enough money to pay for everything and still had some leftover money.

Even if you already know what college or university you want to go to, it is recommended for you to apply to more than one school and multiple scholarships because it is always better to have a plan B, just in case.

“Of course, I didn’t win all the scholarships, but the more you apply the more chances you have of winning one. I got two scholarships; I paid my tuition, my books, and everything I needed for school. I still had $2,000 left all for myself, but I bet if I knew what I wanted to study like I do now I would’ve gotten more scholarships,” said Xochitl.

Preparation may not be easy, might take awhile, or you might think you still have a long way to go, or that you will do it later, but take advantage of the time where you have nothing to do and start brainstorming. It’s never too early to start.

If you start planning your future now who knows, you might get more money than you ever expected. If you don’t you’ll have to pay out of your own pocket or with loans. Loans are often the last resort, and it’s not the best financial decision because you’ll be in debt. The worst thing you can do is to not apply at all. Planning ahead will not only help you financially, it will reduce the stress. Start planning, little by little, it might be stressful having so many options thinking of your life, what you want to do with it, but it will all be worth it in the end.

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